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This document is a general communication being provided for informational purposes only. It is educational in nature and not designed to be as advice or a recommendation for any specific investment product, strategy, plan feature or other use.

All examples used are generic, hypothetical and for illustration purposes only. This material does not contain sufficient information to support an investment decision and it should not be relied upon by you in evaluating the merits of investing in any securities or products.

All users should make an independent assessment of the legal, regulatory, tax, credit, and accounting implications and determine, together with their own professional advisers, if any investment mentioned herein is believed to be suitable to their personal goals.

Investors should ensure that they obtain all available relevant information before making any investment. Any forecasts, figures, opinions or investment techniques and strategies in this document are for information purposes only and are based on assumptions and current market conditions and are subject to and will change without prior notice.

No warranty of accuracy is given and no liability in respect of any error or omission is accepted relating to any information within this document. Investment involves risks, the value of investments and the income from them may fluctuate in accordance with market conditions. With any investment, investors may not get back the full amount invested. Past performance is not indicative of future results. Current yields are not indicative of future results.

Copyright 2023 AK Global Investment Management DBA Boutique CIO. All rights reserved. This document may not be printed or reproduced without the written consent of AK Global Investment Management, LLC.